HomeCredit Card Airport Limo Benefits

Credit Card Airport Limo Benefits

If you’re a frequent traveller, you’ll surely appreciate the ability to earn complimentary limo rides to and from the airport via your credit card spending.

This used to be a fairly common perk, but unfortunately has grown increasingly rare in recent years. From what I understand, the cost of limo rides has steadily increased, leading banks to tighten the qualification criteria or do away with them altogether.

Here’s a guide to which cards still offer this benefit, how to unlock it, and the all-important terms and conditions. 

Summary: Credit cards with airport limo rides

The following credit cards offer complimentary airport limo rides, subject to meeting a certain minimum spend. 

Spend (QS)
Income Req. ≥S$30K
S$1K (FCY) per quarter for 2 rides2 per quarter
Call 6651 2253 between 9 a.m to 6 p.m to make booking at least two days in advance
Income Req. ≥S$120K
UOB Lady’s Solitaire Metal Card
None1 per year
(can be used overseas)
Register at travelwithus.mastercard.com and book at least 48h in advance
HSBC Visa Infinite
S$2K per month for 1 ride
(First 2 [Regular] or 4 [Premier] per year are free)
24 per year
(includes free rides)
Book via Ten Concierge website at least 24h in advance 

Maybank Visa Infinite
S$3K per month for 2 rides8 per year
Call Maybank Cards Priority Customer Service at least 72h in advance
S$12K per quarter for 2 rides
2 per quarter
Email [email protected] or call 6593 9999 at least 48h in advance

Citi Prestige
S$12K per quarter for 2 rides2 per quarter
Call 6337 2484 at least 48h in advance

The key points of difference are spending requirements, whether rides are valid for pick-up or drop-off, and ride validity.

Spending Requirements

🚖 Limo Entitlement: Spending Requirement
CardMin. SpendUnlocks
UOB Lady’s Solitaire Metal CardNo min. spend required, 1 free ride offered per calendar year
UOB PRVI Miles AMEXS$1K FCY per quarter*
2 rides
HSBC Visa InfiniteS$2K per month^
1 ride
Maybank Visa InfiniteS$3K per month2 rides 
OCBC VOYAGES$12K per quarter
2 rides
Citi PrestigeS$12K per quarter2 rides
*Excluding online transactions
^First 2/4 free for regular/Premier customers

Only the HSBC Visa Infinite and UOB Lady’s Solitaire Metal Card offer truly free rides.

  • HSBC Visa Infinite: 2 free rides per membership year (regular), 4 per membership year (HSBC Premier)
  • UOB Lady’s Solitaire Metal Card: 1 free ride per calendar year

For all others, you’ll need to hit a certain minimum spend, which unlocks either one ride or two depending on card.

Surprisingly, despite its entry-level positioning, the UOB PRVI Miles AMEX has the lowest spending requirement of all: just S$1,000 in foreign currency (excluding online transactions) will unlock two rides. 

A few things to note with regards to spending thresholds:

  • Citi Prestige: Spending on Citi PayAll will count towards the minimum spending requirement
  • OCBC VOYAGE: Spending in January 2023 double counts towards Q1 2023 spending, following the VOYAGE’s switch to the new limo entitlements on 1 February 2023. For example, a cardholder who spent S$10,000 in January 2023 for 2 limo rides only needs to spend a further S$2,000 in February/March 2023 to earn a further 2 limo rides. This is a concession for the transition period
  • UOB PRVI Miles AMEX: Spending must be in foreign currency, excluding card-not-present transactions. In other words, buying things online or over the phone won’t count

All eligible spending is calculated based on posting date, not transaction date. Take care if you’re making any significant spend towards the end of the period, because merchants may take 2-3 days to post transactions (e.g. a transaction made on 30 January may only post on 1 February).

Finally, do note that with the Citi Prestige and UOB PRVI Miles AMEX, you can ride first, spend later. That’s because these two cards award limo rides on a reimbursement basis. Your card will first be charged for the amount of the ride, and should you meet the minimum spend requirement in that quarter, a statement credit will follow. 

Pick up vs drop-off

🚖 Limo Entitlement: One-Way or Two-Way
CardTo/From Airport
UOB Lady’s Solitaire Metal CardTo/From Airport
UOB PRVI Miles AMEXTo Airport
HSBC Visa InfiniteTo Airport
Maybank Visa InfiniteTo/From Airport
OCBC VOYAGETo/From Airport
Citi PrestigeTo/From Airport

This is a subtle but important difference.

  • Airport pickups are generally more costly to provide because the driver needs to budget time for flight delays, immigration, and baggage collection
  • Airport drop-offs are more straightforward- if you don’t show up beyond a certain time, your ride leaves without you

Therefore, some providers only do airport drop-offs, but ideally you’ll want your free limo rides to be redeemable for trips both to and from the airport. Citi Prestige, Maybank Visa Infinite, OCBC VOYAGE, and UOB Lady’s Solitaire Metal Card all offer two-way transfers.

Special mention to the OCBC VOYAGE, which covers not just Changi Airport, but also the following checkpoints:

  • Seletar Airport
  • Marina Bay Cruise Centre
  • Singapore Cruise Centre
  • Tanah Merah Ferry Terminal
  • Queen Street Bus Terminal
  • Woodlands Checkpoint
  • Tuas Checkpoint

The UOB Lady’s Solitaire Metal Card is unique in that its free limo ride is valid globally, and can be used either in Singapore or other supported cities.

Ride validity

🚖 Limo Entitlement: Ride Validity
CardValidity of Rides
UOB Lady’s Solitaire Metal CardRide must be used within calendar year
UOB PRVI Miles AMEXRides must be used within the same calendar quarter in which the min. spend is met (i.e. you can ride first, meet the min. spend later)
HSBC Visa InfiniteRides to be utilised from the
month after the month in which the min. spend was met (“Start Month”) and must be utilised within the same calendar year as the Start Month
Maybank Visa InfiniteRides to be utilised in the month after the min. spending is met
OCBC VOYAGERides valid for three months from date of awarding
Citi PrestigeRides must be used within the same calendar quarter in which the min. spend is met (i.e. you can ride first, meet the min. spend later)

Once you’ve unlocked your limo rides, they’re valid for a certain period. Be sure to use them before they expire!

While some cards were previously offering extensions of unused rides due to COVID-19, the reopening of borders means they’ve reverted to regular T&Cs. 

The fine print

Some other points to consider are the advance notice required, charges for late night service, maximum passengers permissible and the grace period before additional waiting charges apply.

Adv. Booking2 days
+S$10 otherwise
Late Night Fee
(11.30 p.m to 6.30 a.m)
Max Pax.4
+S$10 for 7-seater
+S$20 for 9-seater
Grace Period15 mins
S$10 per 15-min block after. Auto cancel at 30 mins
ChangesS$10 for changes made after 6 p.m the day before pick-up
HSBC Visa Infinite
Adv. Booking24 hours
Late Night Fee
(12 a.m to 5.59 a.m)
Max Pax.3
Grace Period15 mins
S$10 per 15-min block after. Auto cancel at 45 mins
ChangesS$10 for changes made within 1 hour of pick-up
Maybank Visa Infinite
Adv. Booking72 hours
Late Night FeeNot mentioned
Max Pax.Not mentioned
Grace PeriodNot mentioned
ChangesS$60 for cancellations with <24 hours notice
Adv. Booking24 hours
Late Night Fee
(11 p.m to 7 a.m)
Max Pax.4
(7-seater Velfire can be requested with no upgrade charge)
Grace Period15 mins
S$10 per 15-min block after. Auto cancel at 45 mins
ChangesS$60 for cancellations with <48 hours notice
Citi Prestige
Adv. Booking48 hours
Late Night FeeWill be reimbursed, if any
Max Pax.4
Grace PeriodNot mentioned
ChangesAny change or cancellation <24 hours will be taken as 1 usage

Pseudo airport limo benefit

While slightly different from the ones above, both the KrisFlyer UOB Credit Card and Maybank Privilege Horizon Visa Signature (not to be confused with the Maybank Horizon Visa Signature) offer cardmembers Grab codes valid for rides to and from the airport. 

Maybank’s is slightly better because it’s a guaranteed benefit, unlike the KrisFlyer UOB one which is subject to a monthly redemption cap.

KrisFlyer UOB Credit Card2x S$15 Grab codes
  • Redeem once per half yearly (i.e. Jan to Jun, Jul to Dec)
  • Code: KFUOBCC
  • Limited to 1,000 redemptions per month
Maybank Privilege Horizon Visa Signature2x S$20 Grab codes


The airport limo benefit isn’t as ubtiquous as it was in the past, but there’s still a few cards out there offering this perk. 

In my opinion, the card with the “best” limo benefit still remains the UOB PRVI Miles AMEX. The S$256.80 annual fee can be waived, and the spending requirement is the lowest of all. 

Is an airport limo benefit still useful to you?


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